Business Savings

• Basic savings account
• Competitive dividends on balances of $50 or more
• No monthly service charges
• 6 free withdrawals per month; $1 fee for withdrawals in excess thereafter
• Free digital banking
• $5 minimum deposit to open

• Competitive dividends on balances of $2,500 or more
• Tiered rates – higher balances earn higher rates
• Enjoy flexibility with enhanced access to funds
  • Unlimited in-person withdrawals or by mail
  • 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; $1 per transaction in excess thereafter
• Free digital banking
• $2,500 minimum deposit to open

• Fixed rates, higher than regular savings
• Receive higher rates by selecting a longer term
• Dividends are compounded and paid monthly
• Provides more guarantee than other risky investments
• Set aside for future savings goals
• A wide range of terms available (from 6 months to 5 years)
• No setup or maintenance charges
• Early withdrawals subject to penalty¹
• Renews automatically upon maturity after 10-day grace period
• $500 minimum deposit to open Regular CD
• $50,000 minimum deposit to open Jumbo CD

¹If early withdrawal of principal is necessary, withdrawal amount cannot be less than $1,000 or CD must be fully withdrawn.

Early withdrawal penalties include forfeiture of a set number of days interest on the entire principal balance as determined by the term length of the certificate as follows:

No early withdrawal penalty will be assessed if the principal is withdrawn due to the death of any joint party to the certificate.